Specialized Re-Insurance Services

Culbreth & Associates, Inc. is an Insurance Services company offering a wide selection of programs to the MGU.

Our principals have a combined twenty-five (25) years experience in Health Insurance Management. We have been directly involved in Claims Management as Vice President of a Reinsurance Company, as well as with HMO's, TPA's and large Insurance companies. This has provided us with tried and proven management programs that really work. We understand the needs of companies and have matched our staff accordingly.

Our company specializes in furnishing quality claims, auditing and administrative services to the MGU, with professional employees. We also offer programs of new business evaluation that include the capability of on-site evaluations of TPA's, ASO operations and others. We have nurse consultants to review disclosure information and make recommendations to the Underwriter regarding loss potential.

Timely Claims Processing

We have developed claims programs for the MGU, to satisfy the high quality demands of Carriers, and to provide the service our competitive business requires. We are thorough auditors of Medical Aggregate and Specific Stop Loss claims.

By using the Culbreth & Associates, Inc. claims process, you not only receive high quality services, but this allows your staff to commit to the marketing and underwriting functions so necessary to promote growth for your organization.

Each of our claims professionals and field auditors has a minimum of five (5) years' quality experience with health re-insurance claims. They allow you to maintain timely processing to meet any standards.

Customized Reporting

Our reports are customized to meet your specific needs. We have developed computerized programs that are available to accurately reflect claims and reserve status upon demand. These reports reflect all activities by the administrator and by individual claimant. These can be E-Mailed to you monthly or as often as necessary.

Personalized Service

Culbreth & Associates, Inc. will provide dedicated toll-free telephone service for your customers' claims or other inquiries. We are also available to personally meet with these customers, at your request.

Pricing

Our rates are more than competitive. We believe that our high quality services and pricing will provide more value than any competitor.

Culbreth & Associates, Inc.

We welcome the opportunity to discuss our programs with your company.